Texas homeowners’ market under pressure but unlikely to be ‘next California’
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Texas homeowners’ market under pressure but unlikely to be ‘next California’

Residential district and skyline of San Antonio Texas USA .jpg

Following upheaval in the Florida and California homeowners’ insurance markets, the industry is watching Texas for signs that it could be the next to reach a crisis point, but sources say that a flexible regulatory environment and strong legislative protections will prevent an insurance meltdown in the Lone Star state.

In 2022, Texas ranked third in incurred losses behind Florida and California, clocking in at $53bn, according to data from the Insurance Council of Texas (ICT).

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