Q4 earnings preview: How do reserve releases trend in Q4?

Year-end reserving, Milton and wildfires will dominate Q4 earnings discussions.

By Amit Kumar Noah Marchese Henry Meiners

January 17, 2025

The biggest themes going into Q3 earnings were Hurricane Milton’s impact on fourth-quarter results, reserve adjustments and pricing.

The level of reserving adjustments coming out of earnings was modest.

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Research Lines of business Personal lines Commercial lines Reinsurance Specialty lines Insurers Re/insurers Claims trends Catastrophe losses