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The Hartford has reduced the share of workers’ comp in its portfolio by nearly 16 points over the last five years. -
Rising wages, particularly in leisure and hospitality, are offsetting the effects of rate slippage, Employers says.
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The workers’ compensation specialist saw premium growth in both its traditional and digital lines.
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Danny Engell will serve as chief underwriting and analytics officer, succeeding Mark Barba who retired in June.
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Alaska National’s Wayne Bryan will lead the new venture.
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While most state laws requiring workers’ comp coverage for contracting Covid-19 have expired, an industry group is watching for laws making presumptions permanent.
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The expansion increases the company’s coverage footprint to 38 states and DC.
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Month over month, rates were up across business owners’ policy, general liability, commercial property and workers’ comp.
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The executive said his company is still “strongly capitalized” after raising its $118mn Series C round in March.
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The industry group reported that Covid-19 driven claims reached 60,000 during 2021, with losses from the pandemic totaling $500mn.
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The insurer has seen claims frequency decline but is still cautious in translating it to reserving and pricing.
