Operations/tech
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The business will divide into US wholesale and specialty, and programmes and solutions. -
The BRIC program helped fund local resiliency programs, which can reduce loss costs.
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A one-time impact would be a mid-single digit increase to physical injury auto severity.
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Business hates uncertainty and geopolitical tensions are off the charts.
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Despite elevated ROEs, insurers have remained disciplined.
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The insurer also pointed to accelerating growth, M&A to come, and a sub-30% ER.
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The amount of change over the past year falls short versus the discourse.
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After a period of business building, MGAs will likely spend more time optimizing.
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A new report warns that underwriters must consider political uncertainty and macroeconomic trends.
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Colorado and New York have already passed regulations regarding insurer AI use.
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Cue a feeding frenzy from suitors and a frenzy of speculation from the market.
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Shareholders say the stock has declined around 59% in the past year while book value has dropped ~30%.
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