Research

Brown & Brown Q4: Curb your enthusiasm

Despite the strong organic growth of 4.7%, the results beneath the surface suggest that pandemic challenges remain.

Insurance Insider US Research, January 26, 2021
Truist provides positive read-through for the broker space

The broker’s 5% organic growth was flattish versus Q3 but management’s tone pointed to more bullishness on the operating environment and the economy.

Dan Lukpanov, January 25, 2021
Travelers Q4: Don’t worry, be happy!

Travelers’ 54% beat came with a collection of good news, including rate increases, margin expansion and positive reserve development.

Dan Lukpanov, January 22, 2021
Q4 earnings preview: The key themes to follow

Inside P&C’s research team examines some of the areas that will be closely watched during the results season.

Dan Lukpanov, January 20, 2021
Lemonade boosts oxygen supply

The InsurTech is taking advantage of its share price to double its book value with minimum dilution for shareholders.

Dan Lukpanov, January 14, 2021
Stock review for 2020: A record-breaking year

The sector has been a major laggard, with energy and real estate among the other weaker performing cohorts.

Dan Lukpanov, January 12, 2021
Auto: What frequency benefits?

December’s low frequency benefit results in an estimated 6.6% net-headwind to personal auto losses.

Gianluca Casapietra, January 11, 2021
Progressive and commercial auto: A surgical approach

The insurer’s new UBI offering is set to support further pricing segmentation and growth.

Gianluca Casapietra, January 06, 2021
InsurTech insider-friendly governance: A ticking time bomb?

The governance practices at Lemonade, Root and Metromile are distinctly “management-friendly” and bear some resemblance to tech disruptors outside the industry.

Dan Lukpanov, January 05, 2021
Progressive’s November results show continued frequency benefits

While PIF growth continues to excel in its direct personal auto channel, growth now appears to be trending downwards.

Gianluca Casapietra, December 21, 2020
AJ Gallagher confirms a creeping sense of optimism

The broker's investor day included an encouraging 2021 growth outlook and signs of more recurring margin benefits.

Dan Lukpanov, December 17, 2020
November CPI: Auto price inflation remains at historic lows

Current levels of premium inflation are well below any metrics seen going back as far as January 1999.

Gianluca Casapietra, December 15, 2020