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As data privacy litigation increases, insurers increasingly lean on exclusions. -
The measures also seek to encourage greater wildfire mitigation efforts.
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The affirmations reflect Everest’s strong underwriting diversification.
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IBHS CEO Roy Wright says insurers need a comprehensive approach to resilience.
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Winners and losers will emerge more clearly, with less opportunity to ride the market wave.
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A report by the ratings agency challenges current industry wisdom.
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The annual meeting took place in Pasadena, California, miles from the site of LA wildfires.
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Florida led deregulation by eliminating the diligent effort rule in June.
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The carrier notified California regulators that it would stop renewing plans starting last month.
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The ratings outlook has also been revised to stable from negative.
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Lawyers said uncertainty raises litigation risks, and signals from the federal government aren’t expected to help.
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The bi-partisan legislation would make FEMA a cabinet-level agency.
