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H1 commercial lines data: OL loss ratio spikes to highest in 11 years

Increasing loss picks in difficult lines suggest top writers are accepting shifting loss trends.

Amit Kumar, September 10, 2024
H1 stat reserve analysis: A game of chicken with ongoing reserve releases

The highest releases in nearly 15 years challenge conventional wisdom on reserving.

Amit Kumar, September 03, 2024
Social inflation in 2024: At the H1 mark, trends have only worsened

Civil case, nuclear verdict and claims count data show worrying trends.

Amit Kumar, August 27, 2024
Q2 stat data: Underwriting result better than last year, but still a mixed bag

The P&C industry reported its best Q2 combined ratio since 2021, but was still a loss-making underwriting result.

Amit Kumar, August 22, 2024
Five key takeaways from Q2 earnings: Kicking the reserving can down the road

The industry posted another strong quarter, but casualty reserves remain problematic.

Amit Kumar, August 15, 2024
Where do insurance companies stand if a US recession hits?

The industry could weather a recession, unless loss costs and reserving pressures worsen.

Amit Kumar, August 07, 2024
Regional insurers arrive at another 'crossroads' moment

Regionals may be particularly vulnerable to problematic loss cost trends and volatile cat losses.

Amit Kumar, August 05, 2024
Four data points that show WC releases offsetting other liability troubles

Reserve analysis shows that OL reserving may be insufficient for recent AYs.

Amit Kumar, July 30, 2024
Reserving Groundhog Day: Selective and Travelers report adverse development

Travelers and Selective’s releases point to ongoing reserving challenges this earnings season.

Amit Kumar, July 22, 2024
Q2 preview: Still waters run deep

Reserving trends, pricing declines and hurricane forecasts are causes for concern.

Amit Kumar, July 16, 2024

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